Patricia V.
CTO

Skills

Java

Javascript

Amazon Aws

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Bio

With over two decades of expertise in the financial market, this professional presents a robust and diversified profile. Educational credentials include a degree in Civil Engineering and a postgraduate degree in the Advanced Program in Finance (Certified Financial Manager - CFM), coupled with Scrum Master certification. Proficiencies encompass critical areas such as Brazilian foreign exchange, fixed income, derivatives, stocks, guarantee controls, conventions, KYC, AML, digital wallets, SPB, Pix, and Open Finance, along with substantial skills in contract formalization.

Possessing significant experience in IT and treasury functions, there has been substantial tenure managing foreign exchange products for corporate clients and working in IT departments. As a Senior Project Manager, they directed the full lifecycle of contract management and subcontracting, becoming a pivotal contact for project delivery through quality assurance and deadline adherence while providing team leadership and coaching.

Instrumental roles were played in assisting the executive committee with strategic development, introducing innovations to stay competitive. Responsibilities in IT and operations within PIX markets led to notable contributions to company success. As CTO, the leadership of multidisciplinary teams in product development, IT operations, and business intelligence resulted in a transformation into a regulated financial institution, showcasing a capacity for implementing strategic changes and achieving significant outcomes.

The establishment of an international payment facilitation company in 2020 underscored a proactive approach to innovation and business development, demonstrating an adeptness in navigating complex regulatory landscapes, building effective teams, and driving business growth while capitalizing on electronic foreign exchange market opportunities.

CTO
10/1/2021 - 1/1/2024

Worked as a regulator within the financial sector, ensuring compliance with industry standards and regulatory requirements. Developed proficiency in financial analysis, risk assessment, and compliance monitoring. Implemented and maintained regulatory frameworks using advanced tools and methodologies. Demonstrated expertise in data analysis with tools such as SQL and Python, and utilized business intelligence software to generate comprehensive compliance reports. Engaged in regular audits, scrutinizing operations and financial practices to mitigate risk and ensure adherence to regulatory guidelines. Managed collaboration and communication using project management tools like Jira and Trello, facilitating efficient workflows and team coordination. Employed advanced Excel functionalities for detailed financial modeling and analytics. Maintained updated knowledge on regulatory changes, adapting frameworks and processes accordingly to uphold stringent oversight. Contributed to the development and enforcement of policies that promote ethical financial practices and safeguard consumer interests.
Head of IT
2/1/2021 - 9/1/2021

Led the development and operations division, achieving notable results promptly. Successfully implemented major initiatives, reaching a 10% share of the national transaction volume. Focused efforts on the most profitable products, ensuring quality and excellence in delivery. Instrumental in the sale transaction announced in October 2021, marking a significant professional milestone. Demonstrated technical expertise in system integration and optimization, using tools and frameworks that included Kubernetes, Docker, and Jenkins for seamless CI/CD pipelines. Utilized microservices architecture and leveraged AWS for scalable, cloud-based solutions, enhancing operational efficiency.
Head of Innovation and New Business
2/1/2019 - 2/1/2021

Led the creation and structuring of the Product area, playing a crucial role in developing and launching a variety of innovative products. Responsible for the design and implementation of new products, including international sales of chips, shipment services via DHL, and sales of international attractions, along with developing new product structure models. Managed partnerships with remittance companies from initial prospecting to implementation, ensuring strong and beneficial relations. Established strategic relationships with renowned partner and supplier companies such as Mastercard, Rede, Visa, and Allianz, reinforcing the company's market position. Served as the focal point for Products in Brazil, linking local operations with the global product team. Developed strategic planning materials including SWOT analyses, key results, and main product outlines, aiding in goal definition and strategic direction. Presented new business opportunities, innovations, and market case studies to the Executive Committee to influence strategic decisions and drive growth and innovation.
Head of Technology
3/1/2014 - 2/1/2019

**Job Title: Senior Project Manager (05/2017 – 06/2018)**

Directed the monitoring and management of both Onshore and Offshore projects and served as Scrum Master for multiple projects concurrently, ensuring effective team coordination and timely delivery. Spearheaded the implementation of a DevOps model based on Dot.Net, forming a high-performance Scrum team specialized in the latest industry technologies. This project was recognized as a success case, utilizing advanced technologies such as microservices, various containers, and cutting-edge front-end programming languages to provide robust solutions to complex challenges.

**Job Title: Senior Project Manager (05/2016 – 05/2017)**

Led the project team responsible for supporting the Fixed Income System (Findur), ensuring an efficient and successful deployment. Managed resources, including personnel allocation, supervision of collection activities, and client negotiations, resulting in high client satisfaction. Under leadership, the project team received the Efinance award in the Workflow category for the innovative 100% Online Fixed Income project, which significantly advanced the financial sector.

**Job Title: Senior Project Manager (05/2014 – 05/2016)**

Managed all phases of the Calypso system implementation for the treasury front office, covering requirement gathering, specification, development, deployment, and post-Go-Live support for derivatives and fixed income. Oversaw a team of Business Analysts in São Paulo and a remote Development Manager with his team of Technical Analysts to ensure project requirements were met. Handled resource management, allocation, billing, and client negotiations.

**Job Title: Senior Business Analyst (03/2014 – 05/2014)**

Analyzed and specified automation requirements for Back Office controls related to Loan, Stock, and Options operations.
International Product Officer
2/1/2000 - 10/1/2013

Internal Controls Coordinator for Corporate Products: Governed and approved all national currency products for legal entities, including corporate and checking accounts. Monitored legal changes from authorities like Bacen, CVM, Cetip, MDIC, and IRS to ensure compliance with applicable regulations. Facilitated relationship management with corporate, legal, accounting, intermediary, administrative, and IT departments within the organization.

Products Officer: Managed foreign exchange and trade finance products including ACC/ACE, spot transactions, options, and letters of credit for corporate and ultra-large clients. Adapted products in response to legal updates from Bacen, MDIC, and IRS. Participated in Febraban meetings focused on products and Anti-Money Laundering Prevention. Structured customized foreign trade financing products to meet clients' specific needs. Managed wholesale counter services across corporate segments. Oversaw the migration of Unibanco partnerships to Itaú Unibanco and coordinated the implementation of a new modular systemic platform for automatic remittance settlements. Managed International Remittance products, including partnerships with international remittance firms for unilateral transfers up to $3,000, securing internal governance approvals, coordinating involved areas like back office, IT, and call centers, drafting policy and procedure manuals, and providing assistance to banks and remittance companies.

Junior Systems Analyst to Specialist: Created a low-system intranet platform for the conglomerate. Led the migration of a Windows platform to a web-based portal for the Itaú branch network, including time and login recording functionalities. Managed IT credit systems across both high and low platforms, ensuring optimized and seamless integration.